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Health insurance or medical insurance (also known as medical aid in South Africa) is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses.As with other types of insurance, risk is shared among many individuals. The Troubled Asset Relief Program (TARP) is a program of the United States government to purchase toxic assets and equity from financial institutions to strengthen its financial sector that was passed by Congress and signed into law by President George Bush.It was a component of the government's measures in 2009 to address the subprime mortgage crisis. 2 According to the Alzheimers Association, the estimated cost for care in the final five years of life is $367,000 for people with dementia and $234,000 for those without. Golden Rule Golden Rule Insurance Company, which underwrites many UnitedHealthcare branded insurance plans, has been rated "A+" (Superior) by A.M. Best. 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